Mid-Michigan Real Estate Search
Buyer Services
Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of an experienced Real Estate Agent.
As a buyer's agent your Realtor will work exclusively for you. Your agent will negotiate the best price and terms for YOU.
Hometown Professionals, Realtor
5030 Northwind Dr., Suite 120, East Lansing, MI. 48823
1. Get Pre-Qualified for a Mortgage
After you have written the offer and it has been accepted, you will hire a professional home inspector to look at the home. Normally you have 10 days to do this. This will help you know if there are any serious repairs that are needed. Your Realtor can provide you will a list of local inspectors.
3. Peace Of Mind: Home Protection Plans
To protect both you as a buyer, as well as the seller, it is a good idea to purchase a home protection plan. What exactly is it? A home warranty, or home protection plan, is a service contract, normally for one year, which protects homeowners against the cost of unexpected repairs or replacement of their major systems and appliances that break down due to normal wear and tear. A negotiable contract between the buyers and sellers which does not overlap or replace homeowner's insurance policy, this type of warranty can save the new homeowner lots of headaches, as well as put seller's fears to rest. The warranty covers mechanical breakdowns, while insurance typically repairs the related damage. For example: if a hot water heater burst and destroyed a wall in your home, the warranty would repair the water heater and your homeowner's insurance would pay to fix the wall.
This will not only help you know how much home you can buy, but will also improve your chances of having your offer accepted.
(517) 819-4820 or (517) 337-0432
DOWN PAYMENT ASSISTANCE
If you are a first time home buyer or have not owned a home in the past 3 years you might be able to qualify for help with the down payment through one of the State or Federal Programs. Click Here for more information.